Your Privacy is Important to Us
By accessing the Services, registering as a User, using our Service or by otherwise submitting your personal information to Us, you give your consent to the collection and use of personal information as explained in this policy. The term “personal information” refers to non-public information that personally relates to or identifies you (such as your name, password, age, gender, email address, postal mailing address, zip code, home/mobile telephone number, Social Security number and/or taxpayer identification number, investment objectives, investment experience, assets and income, and other similar information). Non-personally identifiable information collected on the Web Site may include, without limitation, Web Site pages viewed, sites visited before visiting the Site, frequency of visits, clickstream data, browser type, operating system, organization name, articles, internet connection speed, presentations viewed, time spent viewing pages of our Web Site or using certain features of our Web Site, demographic data such as server locations, clickstream data, location Services, server location, cookies existing on your computer, search criteria used and results, date and time of access or visits to our Web Site, frequency of visits to our Web Site, connection speed, and other information which does not specifically identify you.
Our Pledge to You
We are required by law and regulatory bodies to ask for certain information in order to provide our Services to you. SVP4U makes commercially reasonable best efforts to maintain the confidentiality, integrity and security of our clients’ personal information. Keeping client information secure, and using it only as our Users want Us to, are matters of principle for all of Us at SVP4U. With this in mind, here is our commitment to each and every User:
•Except as you may otherwise expressly approve, we will limit the collection and use of client and User information to what we believe would be useful to service your accounts, administer our business, or to tell you about our Services;
•We will restrict employee access to client and User information to those who need to know in order to provide Services to you;
•We will educate our employees according to our internal policies to reinforce the importance of confidentiality and client and User privacy;
•We will maintain commercially reasonable and customary security standards and procedures to protect information about you;
•and We will respond quickly to your request to correct inaccurate information.
How and Why We Gather Information
We or our service providers may also collect web surfing data related to your use of the Services (e.g., information regarding which of our web pages you access, the frequency of such access, and your product and service preferences). This may be accomplished by using cookies, web beacons, page tags or similar tools. Such web surfing data may include your Internet Protocol (IP) address, browser type, internet service provider (ISP), referring or exit pages, click stream data, operating system and the dates and times that you visit the Web Site. Web surfing data and similar information may be used: for administrative purposes; to assess the Usage, value and performance of our online products and Services; and to improve your experience with the Services.
How Information Helps Both You and Us
SVP4U’s mission is to provide you with exceptional investment opportunities to match your individual investment goals. Information about you and your accounts plays a key role in our ability to succeed in this mission. It also helps Us service your accounts and administer our business. For example, we use information about you to:
•Provide you with the Services available through the Web Site;
•Establish and set up your account, issue an account number, and maintain your transaction history;
•Respond more accurately and efficiently to your requests;
•Identify opportunities to give you more convenience and control by developing new Services that may benefit you;
•Verify your identity and contact information to help protect you and SVP4U from fraud;
•Comply with certain legal and regulatory requirements.
We generally use the information that you provide or that we collect to establish and enhance our relationship with you, and to operate, maintain, enhance, and provide the Services and the Web Site. We may use such information to periodically provide you with information, newsletters or offers about features and Services available through the Services that may be of interest to you. We may also send information or offers to groups of Users on behalf of other Users or third parties. However, you will have the option to opt out of receiving such information.
We use aggregated information provided by or collected from our Users to understand and analyze the Usage trends and preferences of our Users, to improve the way the Services and the Web Site work and look, and to create new features and functionality. We may use aggregated information about our Users’ investments to generate statistics and maps that we deem helpful in the provision of the Services or any part thereof. We do not and will not sell analytics about our Users without written consent from the User.
As you browse SVP4U and other Web Sites, online ad networks we work with may place anonymoUs cookies on your computer, and use similar technologies, in order to understand your interests based on your (anonymoUs) online activities, and thUs to tailor more relevant ads to you. If you do not wish to receive such tailored advertising, email: firstname.lastname@example.org to opt out of most companies that engage in such advertising. (This will not prevent you from seeing ads; the ads simply will not be delivered through these targeting methods.)
Sharing Your Information with Others
We may allow you to share certain information with other Users of the Services. You can share your Profile with all other Users, or only with such other Users as are designated by you. You are not required to share your Profile or any other information with other Users. If you do share your Profile, anyone you designate will be able to see what companies you are following and investing in. If you indicate an interest in making an investment through the Services, such as indicating an interest to buy equity or make a loan in a particular private real estate company, we will notify the party or parties offering the investment (the “Issuer”) of your interest and may notify other Users with whom you have chosen to share information. By indicating an interest in an investment and/or sharing your Profile with other Users, you consent to this disclosure of your information. We may also collect and store information, which could include Non-Personally Identifiable Information or Personally Identifiable Information, locally on your computer or device using mechanisms such as browser web storage or application data caches.
User’s Financial Information
Each User mUst also provide Form W-9 or Form W-8BEN Information, Specific-Qualifications Information and Payment Information (collectively the “User Financial Information”).
Form W-9 or W-8BEN Information for Investors
For tax purposes, each investor must provide a completed Internal Revenue Service Form W-9 or W-8BEN which includes your Social Security Number (or Taxpayer Identification Number, where applicable).
User mUst also provide other information sufficient to meet regulatory “suitability” requirements for investing in a Project presented on our Web Site, in part by way of our User Qualifying Questions. Depending on the nature of the offering, this information will include: (i) information concerning an User’s net worth and income; (ii) information concerning his or her residency; and (iii) other information we might request to determine whether an User qualifies for a particular investment.
In order to make an investment through our Web Site, an User mUst provide Us with certain account and other payment information, such as information needed to make payment via electronic checks or credit card. Our registration process for Users provides additional details on the types of Payment Information needed.
Our Web Site may offer a publicly accessible blog. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your personal information from our blog, contact Us at: email@example.com.
We may display personal testimonials of satisfied cUstomers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name and other information. If you wish to update or delete your testimonial, please contact Us at: firstname.lastname@example.org.
Social Media Features
You can login to our Web Site using sign-in Services such as Facebook Connect or Linkedin. These Services will authenticate your identity and provide you the option to share certain personal information with Us such as your name and email address to pre-populate our sign up form. Services like Facebook Connect give you the option to post information about your activities on this Web Site to your profile page to share with others within your network.
How and Why SVP4U Discloses Your Information to Third Parties
We limit the sharing of personal information outside SVP4U. We do not sell, license, lease, or otherwise disclose your personal information to third parties, except as noted below:
We may disclose your personal information when such disclosure is legally required or appropriate pursuant any court orders, subpoenas or any regulations, including responding to court orders and subpoenas, cooperating with government agencies, other regulatory bodies, and law enforcement officials, performing background checks, resolving disputes or performing risk-management functions.
To help Us improve our Services, we may engage third parties to help Us to carry out certain internal functions such as information management, account processing, client Services, or other data collection relevant to our business. Examples of the types of outside companies with which we may share information include non-financial companies that perform Services for Us, such as data processing, and companies that perform reporting, tax documentation, cUstody, title or escrow Services on our behalf. use of any personal information we share with these third parties is limited to the performance of the task we request. The third parties with which we share personal information are required to protect it in a manner similar to the way we protect your personal information.
We further reserve the right to disclose any of your personal information as we believe appropriate or necessary to take precautions against liability, to investigate and defend against any third party claims or allegations, to assist government enforcement agencies, to protect the security or integrity of the Services, or to protect the rights, property or personal safety of SVP4U, its Users, Issuers, or others.
SVP4U may also use and disclose personally identifiable information and non-personally identifiable information: to investigate and help prevent potentially unlawful activity or activities that threaten the integrity of our Web Site or network; to protect and defend our rights or property or the rights or property of others; as required by courts or administrative agencies; and in connection with a financing, sale, merger, or reorganization of SVP4U’s business or assets. Any successor in interest to our business would acquire the information we maintain, including personally identifiable information, and may alter the terms of this Privacy Notice. SVP4U does not and will not sell any of your information, including non-personally identifiable or personally identifiable information, to any third party for purposes of advertising, soliciting, or telemarketing. We may, however, have to disclose your information, including non-personally identifiable information or personally identifiable information, to other companies or entities in the event that SVP4U may be sold or is sold to another company or entity. In that case, your information, including personally identifiable information and non-personally identifiable information, may be sold or transferred to such acquiring company or entity.
Keeping Information Safe
We limit access to your personal information to those employees who have a legitimate business need to access such information to provide you with the Services. In keeping with indUstry standards and practices, we maintain commercially reasonable physical, electronic and procedural safeguards and controls to protect your information. The Web Site is built upon a secure infrastructure with multiple layers of protection and we use indUstry standard encryption technologies to safeguard your information. Users are required to identify and authenticate themselves prior to accessing restricted portions of the Services. Generally, identification and authentication take place through the use of your User name and a password. You are responsible for keeping your password confidential.
We have security standards and procedures in place designed to prevent unauthorized access to your accounts and personal information. A key part of this process helps ensure that all information we have about you is accurate and up-to-date. If you ever discover inaccuracies in our data or if your personal information changes, notify Us at: email@example.com immediately.
The transmission of information via the Internet is not completely secure, and for this reason we cannot guarantee the security of information sent to Us electronically. If we learn of a security systems breach, we may attempt to notify you electronically so that you can take appropriate protective steps. We may also post a notice on or through the Web Site and the Services in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.
We may at times send you e-mail communications with marketing or promotional materials. If you prefer not to receive such marketing or promotional e-mails from Us, you may unsubscribe completely by emailing Us at: firstname.lastname@example.org . Please note that opt-out requests may take up to twenty-four (24) hours to process. Please also note that at times we may need to send you e-mail communications that are transactional in nature such as service or termination announcements or payment confirmations which are communications you will not be able to opt-out of.
You will be able to modify the information concerning your account by visiting your profile page and editing any information you wish to change. You will be able to change your e-mail address, password, contact information, or other login information by visiting your account’s settings page subject to our Web Site policy. If you wish to delete your account or need help modifying account information, please contact Us at: email@example.com. We will require up to twenty-four hours (24) to process such requests.
Through your account settings you will be able to set certain preferences and permissions regarding the visibility of your information, including Non-Personally Identifiable Information or Personally Identifiable Information, to others. You may stop or restrict the placement of SVP4U ’s cookies, Google’s cookies and third party cookies on your computer by adjUsting your web browser preferences or a “Do Not Track” setting in your web browser. If you do so, you may still use our Web Site, but this may interfere with some of its functionality. You may also clear cookies from your computer via your web browser settings. You may also wish to use a Google Analytics opt-out web browser add-on. Information on this option is available at: http://support.google.com/analytics/bin/answer.py?hl=en&answer=2700409
If you would like Us to remove your Personally Identifiable Information from our database, please send a request to: firstname.lastname@example.org.
We are not responsible for removing your Personally Identifiable Information from the lists of any Third Party Services or other third party who has previoUsly been provided your information in accordance with this notice.
Reviewing, Changing or Correcting Information
An Ongoing Commitment to Your Privacy
Applicable Law and Jurisdiction
The Web Site is maintained in the United States of America. By accessing the SVP4U Web Site, you consent to and authorize the export of Personally Identifiable Information to the United States of America and its storage and use as specified in this Privacy Notice.
This Privacy Notice shall be governed by, construed and entered in accordance with the laws of the State of Florida applicable to contracts deemed to be made within such state, without regard to choice of law or conflict of law provisions thereof. All disputes with respect to this Privacy Notice shall be brought and heard either in the Florida State Courts located in Miami, Florida, or the federal district court for Miami, Florida. You consent to the in personal jurisdiction and venue of such courts. YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY WITH RESPECT TO ANY CLAIM, ACTION OR PROCEEDING, DIRECTLY OR INDIRECTLY, ARISING OUT OF, OR RELATING TO, THIS AGREEMENT TO THE FULLEST EXTENT PERMITTED BY LAW.
Privacy Rights of California Residents
California law requires that we provide you with a summary of your privacy rights under the California Online Privacy Protection Act (the “Act”) and the California Business and Professions Code. As required by the Act, we will provide you with the categories of Personally Identifiable Information that we collect through the Web Site and the categories of third parties with whom such Personally Identifiable Information may be shared for direct marketing purposes at your request. California law requires Us to inform you, at your request, (1) the categories of Personally Identifiable Information we collect and what third parties we share that information with; (2) the names and addresses of those third parties; and (3) examples of the products marketed by those companies. The Act further requires Us to allow you to control who you do not want Us to share that information with. To obtain this information, please send a request by email or standard mail to the address set out herein. When contacting Us, please indicate your name, address, email address, and what Personally Identifiable Information you do not want Us to share with affiliated businesses or marketing partners. The request should be labeled “California customer Choice Notice.” Please allow 30 days for a response. There is no charge for controlling the sharing of your Personally Identifiable Information or requesting this notice.
Complaints to Regulators
If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or by telephone at (800) 952-5210. Other States may provide similar avenues for lodging complaints. Please check with your State’s consumer protection authority.